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URB Properties Phone Number  847-673-7575

Seller financing Benefits for Buyers

There are many benefits for purchasing your next home or an investment property with seller or owner financing. Some of these benefits are:


  • Saving money in closing cost

  • Ability to negotiate the interest rate

  • Ability to negotiate repayment schedule and conditions of the loan

  • Buyer can request special conditions for the purchase

  • Buyer does not have to qualify with a bank

  • No property insurance premiums (unless negotiated)

  • Quick closing

  • Flexible payment schedule

  • Quick possession of property




Single family home financing

Seller financing in Chicago

Chicago homes for sale by owner

ABOUT US - URB Financing


Benefits of buying Chicago homes for sale by owner from Urb, Inc.


Credit history. When buying Chicago Homes for sale by owner from Urb Inc., we look at the whole picture when seller financing a property to you.  If you have less than perfect credit, bad credit or no credit at all, you can still buy one of our Chicago homes for sale by owner. We take into account your ability to repair the home or property, experience, work history , construction or remodeling experience, prior home ownership and so on. We believe in giving the common person a chance when no one else will.

Lower Closing Costs. Without institutional lenders, there are no loan or points to pay. No origination fees, processing fees, administration fees, title fee or any of the other assorted miscellaneous fees that lenders, banks and mortgage brokers routinely charge big money for, which automatically saves money for the buyer on closing costs

Down Payment Flexibility. Lower down payments are negotiable and available. If Urb,Inc. the seller, wants a larger down payment than the buyer possesses, sometimes Urb as the sellers will let a buyer make periodic lump-sum payments toward a down payment during the rehab process.

Tailored Financing. Unlike conventional loans, sellers and buyers can choose from a variety of payment options such as interest only, fixed-rate amortization, less-than-interest or a full payment at the end of the contract, hence Payments can mix and match. Interest rates can be adjusted periodically if both buyer and seller agree or remain at one rate for the length of the loan or as the contract for deed allows

Faster Possession. Because buyers (you)and the sellers (Urb) aren't waiting on a lender or bank to process the financing, buyers can close faster and Urb can give a buyer possession earlier over a conventional loan transaction.

Land Contracts. Urb Inc. uses Land contracts or contracts for deed that do not pass legal title to the buyer, but give the buyer equitable title and all the equitable rights the same as any other type of real estate transaction. The buyer then makes payments to the seller or in this case URB for a certain period of time until final payment or a refinance occurs, at that time the buyer receives the deed.

Clean titles.  Every property on our list of Chicago homes for sale has title insurance bought and paid for prior to us receiving the deed to the homes or properties, these titles or deeds are guaranteed by companies such as Chicago title and insurance company. By doing this we are guaranteed by one of the nations largest insurance companies that we have a clean title to the homes.

Urb, Inc. properties conditions

Specials Fixer Uppers

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